World Business Lenders, LLC

About World Business Lenders (<a target="_blank" rel="nofollow noreferrer noopener" class="external">www.wbl.com)</a>World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding.This is a Contract/Consultant position. Generally, working hours will be 9:00am-6:00pm Eastern Time, Monday through Friday, although hours worked may be greater based upon operational requirements. The job requires excellent oral and written command of the English language.&nbsp;Responsibilities:&nbsp;<ul> <li>Assist in the Data Analytics, Business Intelligence, and Loan Servicing functions within the company.</li> <li>Support the development and implementation of comprehensive reporting suites across the organization.</li> <li>Contribute to the development of financial models and algorithms to analyze loan level and overall portfolio credit risk, identifying patterns, correlations, and sensitivities among portfolio variables.</li> <li>Assist in constructing pricing models for loan amortization schedules.</li> <li>Maintain the integrity of the loan records with the loan administration system.</li> <li>Prepare, analyze, and interpret monthly financial results.</li> <li>Monitor and support the management of mortgage and title policy for loan portfolios.</li> <li>Assist in identifying, analyzing, and documenting client portfolio risk and risk mitigating factors.</li> <li>Prepare loan monitoring reports on a regular schedule to review overall asset quality, including performance against original underwriting expectations.</li> <li>Generate monthly and quarterly financial reports, tracking actuals vs. budget/forecast for key metrics.</li> <li>Prepare cash flow forecasts and various long-term financial and statistical projections for strategic planning.</li> <li>Generate aging reports, showing the delinquency status and payment performance.</li> <li>Conduct periodic reviews and analyses of underwriting expectations post-funding: categorize exception distribution, rationale, and justifications; issue monthly executive-level exception reports to validate compliance with the underwriting policy and procedure.</li> <li>Support financial and functional due diligence requests for corporate transactions.</li> <li>Assist with other projects and duties as assigned by the Business Analytics Manager.</li> </ul>Requirements<ul> <li>Bachelor’s degree or equivalent in Accounting, Finance, Mathematics, Business Administration or a related field.</li> <li>3-5 years progressive experience in financial analysis/modeling in the financial lending or mortgage industry.</li> <li>Solid knowledge of the principles of general business, accounting, quantitative analysis and finance.</li> <li>FP&amp;A experience desirable.</li> <li>High degree of proficiency in Excel, including complex financial analysis/modeling, VBA/macros, relational databases and SQL. </li> <li>Excellent English fluency, both written and verbal.</li> </ul>Benefits<ul> <li>Contract/Consultant position</li> <li>DOE</li> <li>11 US Paid Holidays</li> </ul>